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How to Use Cash App Without a Bank Account?

Nowadays, we don’t have to depend only on banks to get our money saved for shopping or other payments. In the digital era, there are several fast, safe, and user-friendly payment apps that allow users to save money . There are several payment apps that you could not use without a bank account. Though there is no need to link your banking account in case of the Square Cash App. For this, you must know how to get money off Cash App without bank account. Here, in this article, we have mentioned all the important information related to using Cash app without any bank account.

Cash App Without a Bank Account

Is it important to link Cash App to a banking account?

Though it is not important to link your Cash app account with a debit card or bank account for sign up, but if you still want to do so then you can. You can even add money to cash app card without any bank account. If you have to transfer money from Cash App to a bank account, only then you need to link an authentic and certified bank account or debit card.

You can easily download and set up your Cash App wallet without linking any debit or credit card. Along with setting up your account, Cash app also allows you to use your Cash App account without linking any bank account. It means that you can easily send and receive money on cash app without any bank account.

How to Get Money Off on Cash App Without a Bank Account?

You can only take Cash out from your bank account only if you are using a card linked to your Cash App account. Follow the below-mentioned steps to get your money from Cash App account without using any Bank account:

  • Firstly, click on the “Cash App” icon from your device to open it.
  • Then go to the “My Cash” option located in the middle of the home screen.
  • Locate and tap the “Cash Out” option.
  • After that enter the amount which you want to withdraw. Check the amount twice and press Enter or Continue button to move further.
  • Now, click on the “Cash Out” option and from the new screen, choose the kind of deposit speed you need to continue. Mainly you will get two options, Instant or Standard.
  • After this, your amount will be deposited to the card which is linked with your Cash app account.

Quick Steps to Receive Money on Cash app without a Bank Account

Cash app also offers its users to receive money from anyone without any Bank account. But in such cases, money will be directly received in your Cash App wallet. To receive money without an external account on Cash App, you need to follow the below-mentioned steps:

  • Firstly, open Cash App on your smartphone.
  • Then, click on the “Activity” tab which is located at the home screen of Cash App screen.
  • From there navigate to the pending payment tab.
  • A list of pending payments will appear on screen. Click the “Accept” button adjacent to the name of the sender.
  • At last, you need to accept the payment in order to complete the receiving process.


In this blog, we have mentioned all the relevant information that whether you need a bank account for Cash App or not. You must also know Cash app routing number in order to fix any problem with your account. We have also discussed how you can send and receive money from your Cash app account without linking to any bank account. If you are still facing any issues, then ask the Cash App customer service team. They will help you in best possible ways to get all your issue resolved.

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